/* ============================================
   HOME INSULATE — Manchester United inspired
   Red Devils palette: scarlet red, jet black, ivory white, gold accent
   ============================================ */

:root {
  --red: #DA291C;
  --red-deep: #B71C12;
  --red-dark: #7A1208;
  --black: #0A0A0A;
  --charcoal: #1A1A1A;
  --steel: #2B2B2B;
  --gold: #FBE122;
  --gold-soft: #F5D547;
  --white: #FFFFFF;
  --ivory: #FAF7F2;
  --cream: #F2EFE9;
  --grey-100: #EFEFEF;
  --grey-300: #C9C9C9;
  --grey-500: #6E6E6E;
  --grey-700: #3D3D3D;

  --font-display: 'Oswald', 'Arial Black', sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;

  --container: 1240px;
  --radius-sm: 4px;
  --radius: 8px;
  --radius-lg: 16px;
  --shadow-sm: 0 2px 8px rgba(0,0,0,0.08);
  --shadow: 0 8px 24px rgba(0,0,0,0.12);
  --shadow-lg: 0 20px 60px rgba(0,0,0,0.18);

  --transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  color: var(--charcoal);
  background: var(--ivory);
  line-height: 1.65;
  font-size: 16px;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: var(--red); text-decoration: none; transition: var(--transition); }
a:hover { color: var(--red-deep); }

h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.01em;
  text-transform: uppercase;
  color: var(--black);
}
h1 { font-size: clamp(2.4rem, 5.5vw, 4.5rem); }
h2 { font-size: clamp(1.9rem, 4vw, 3rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.75rem); }
h4 { font-size: 1.15rem; }
p { margin-bottom: 1rem; }
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* ============ TOP BAR ============ */
.topbar {
  background: var(--black);
  color: var(--white);
  font-size: 0.85rem;
  padding: 8px 0;
  border-bottom: 2px solid var(--red);
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.topbar a { color: var(--gold); font-weight: 500; }
.topbar a:hover { color: var(--white); }
.topbar-left { display: flex; gap: 24px; flex-wrap: wrap; }
.topbar-left span { display: inline-flex; align-items: center; gap: 6px; }

/* ============ HEADER / NAV ============ */
.header {
  background: var(--white);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 100;
  border-bottom: 4px solid var(--red);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  font-family: var(--font-display);
  font-size: 1.65rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--black);
  letter-spacing: -0.01em;
}
.logo:hover { color: var(--red); }
.logo-mark {
  width: 44px;
  height: 44px;
  background: var(--red);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-sm);
  position: relative;
  overflow: hidden;
}
.logo-mark::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, transparent 50%, rgba(0,0,0,0.18) 50%);
}
.logo-mark svg { position: relative; z-index: 1; }
.logo span { color: var(--red); }

.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
}
.nav-menu a {
  color: var(--charcoal);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 10px 16px;
  border-radius: var(--radius-sm);
  position: relative;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  font-family: var(--font-display);
}
.nav-menu a:hover { color: var(--red); background: var(--cream); }
.nav-menu .has-dropdown { position: relative; }
.nav-menu .dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--white);
  min-width: 260px;
  box-shadow: var(--shadow);
  border-top: 3px solid var(--red);
  border-radius: 0 0 var(--radius) var(--radius);
  padding: 8px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: var(--transition);
  list-style: none;
}
.nav-menu .has-dropdown:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown li a {
  display: block;
  padding: 10px 20px;
  font-size: 0.88rem;
  border-radius: 0;
}
.dropdown li a:hover { background: var(--red); color: var(--white); }
.cta-btn-nav {
  background: var(--red);
  color: var(--white) !important;
  padding: 12px 22px !important;
  border-radius: var(--radius-sm);
  font-weight: 700 !important;
}
.cta-btn-nav:hover { background: var(--black) !important; color: var(--white) !important; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 26px;
  height: 3px;
  background: var(--black);
  margin: 5px 0;
  transition: var(--transition);
}

/* ============ HERO ============ */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--black) 0%, var(--charcoal) 50%, var(--red-dark) 100%);
  color: var(--white);
  padding: 100px 0 120px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    repeating-linear-gradient(45deg, transparent, transparent 60px, rgba(255,255,255,0.02) 60px, rgba(255,255,255,0.02) 61px);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  right: -200px;
  top: -100px;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(218,41,28,0.4), transparent 70%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 2; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: center;
}
.hero-eyebrow {
  display: inline-block;
  background: var(--red);
  color: var(--white);
  font-family: var(--font-display);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 8px 16px;
  margin-bottom: 24px;
  clip-path: polygon(0 0, 100% 0, 95% 100%, 0 100%);
  padding-right: 28px;
}
.hero h1 {
  color: var(--white);
  margin-bottom: 24px;
}
.hero h1 span { color: var(--red); }
.hero h1 em {
  font-style: normal;
  color: var(--gold);
  position: relative;
  display: inline-block;
}
.hero-lead {
  font-size: 1.2rem;
  margin-bottom: 32px;
  color: rgba(255,255,255,0.85);
  max-width: 520px;
}
.hero-ctas {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 30px;
  background: var(--red);
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  border-radius: var(--radius-sm);
  border: 2px solid var(--red);
  cursor: pointer;
  transition: var(--transition);
}
.btn:hover { background: var(--white); color: var(--red); border-color: var(--white); transform: translateY(-2px); box-shadow: var(--shadow); }
.btn-outline { background: transparent; color: var(--white); border-color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--black); }
.btn-gold { background: var(--gold); color: var(--black); border-color: var(--gold); }
.btn-gold:hover { background: var(--white); color: var(--black); border-color: var(--white); }

.hero-trust {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  padding-top: 32px;
  border-top: 1px solid rgba(255,255,255,0.15);
}
.hero-trust div { display: flex; flex-direction: column; gap: 4px; }
.hero-trust strong {
  font-family: var(--font-display);
  font-size: 2rem;
  color: var(--gold);
  line-height: 1;
}
.hero-trust span { font-size: 0.85rem; color: rgba(255,255,255,0.75); text-transform: uppercase; letter-spacing: 0.05em; }

/* Quote form (right side of hero) */
.quote-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  color: var(--charcoal);
  box-shadow: var(--shadow-lg);
  position: relative;
  border-top: 6px solid var(--red);
}
.quote-card::before {
  content: '';
  position: absolute;
  top: -6px;
  right: 0;
  width: 60px;
  height: 6px;
  background: var(--gold);
}
.quote-card h3 {
  font-size: 1.5rem;
  margin-bottom: 8px;
  color: var(--black);
}
.quote-card .sub { color: var(--grey-500); margin-bottom: 24px; font-size: 0.9rem; }
.form-row { margin-bottom: 14px; }
.form-row label {
  display: block;
  font-size: 0.78rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--grey-700);
  margin-bottom: 6px;
}
.form-row input, .form-row select, .form-row textarea {
  width: 100%;
  padding: 12px 14px;
  border: 2px solid var(--grey-100);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.95rem;
  background: var(--ivory);
  transition: var(--transition);
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  outline: none;
  border-color: var(--red);
  background: var(--white);
}
.quote-card .btn { width: 100%; justify-content: center; margin-top: 8px; }
.quote-card .small { text-align: center; font-size: 0.78rem; color: var(--grey-500); margin-top: 12px; }

/* ============ SECTIONS ============ */
section { padding: 80px 0; }
.section-head {
  text-align: center;
  margin-bottom: 56px;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
}
.section-head .eyebrow {
  display: inline-block;
  color: var(--red);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 0.9rem;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  margin-bottom: 12px;
  position: relative;
  padding: 0 20px;
}
.section-head .eyebrow::before, .section-head .eyebrow::after {
  content: '';
  position: absolute;
  top: 50%;
  width: 30px;
  height: 2px;
  background: var(--red);
}
.section-head .eyebrow::before { left: -30px; }
.section-head .eyebrow::after { right: -30px; }
.section-head p { color: var(--grey-500); font-size: 1.1rem; margin-top: 12px; }

/* ============ SERVICES GRID ============ */
.services-section { background: var(--white); }
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 28px;
}
.service-card {
  background: var(--ivory);
  border-radius: var(--radius);
  overflow: hidden;
  transition: var(--transition);
  position: relative;
  border: 1px solid var(--grey-100);
  display: flex;
  flex-direction: column;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--red);
  transform: scaleX(0);
  transform-origin: left;
  transition: var(--transition);
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
  border-color: var(--red);
}
.service-card:hover::before { transform: scaleX(1); }
.service-icon {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--red), var(--red-deep));
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius);
  margin: 32px 32px 20px;
  position: relative;
}
.service-icon::after {
  content: '';
  position: absolute;
  bottom: -6px;
  right: -6px;
  width: 24px;
  height: 24px;
  background: var(--gold);
  border-radius: var(--radius-sm);
  z-index: -1;
}
.service-card h3 {
  padding: 0 32px;
  margin-bottom: 12px;
  font-size: 1.4rem;
}
.service-card p {
  padding: 0 32px;
  color: var(--grey-500);
  margin-bottom: 20px;
  flex-grow: 1;
}
.service-card .service-link {
  padding: 16px 32px;
  border-top: 1px solid var(--grey-100);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.9rem;
  text-transform: uppercase;
  color: var(--red);
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: auto;
}
.service-card:hover .service-link { background: var(--red); color: var(--white); }

/* ============ WHY CHOOSE US ============ */
.why-section {
  background: linear-gradient(135deg, var(--black) 0%, var(--charcoal) 100%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.why-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 8px;
  height: 100%;
  background: var(--red);
}
.why-section .section-head h2 { color: var(--white); }
.why-section .section-head p { color: rgba(255,255,255,0.7); }
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 32px;
}
.why-item {
  text-align: center;
  padding: 24px;
}
.why-item .num {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 3.5rem;
  font-weight: 700;
  color: var(--red);
  line-height: 1;
  margin-bottom: 12px;
  position: relative;
}
.why-item .num::after {
  content: '';
  display: block;
  width: 40px;
  height: 3px;
  background: var(--gold);
  margin: 12px auto 0;
}
.why-item h4 {
  color: var(--white);
  margin-bottom: 8px;
  text-transform: uppercase;
  font-size: 1.1rem;
}
.why-item p {
  color: rgba(255,255,255,0.7);
  font-size: 0.95rem;
}

/* ============ PROCESS ============ */
.process-section { background: var(--ivory); }
.process-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.process-step {
  background: var(--white);
  padding: 32px 24px;
  border-radius: var(--radius);
  text-align: center;
  position: relative;
  border-bottom: 4px solid var(--red);
  transition: var(--transition);
}
.process-step:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.process-step .step-num {
  position: absolute;
  top: -22px;
  left: 50%;
  transform: translateX(-50%);
  width: 48px;
  height: 48px;
  background: var(--red);
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 1.3rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 4px solid var(--ivory);
}
.process-step h4 { margin: 20px 0 10px; text-transform: uppercase; font-size: 1.05rem; }
.process-step p { color: var(--grey-500); font-size: 0.9rem; margin: 0; }

/* ============ LOCATIONS SECTION ============ */
.locations-section { background: var(--white); }
.locations-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(180px, 1fr));
  gap: 12px;
}
.location-pill {
  padding: 14px 18px;
  background: var(--ivory);
  border: 1px solid var(--grey-100);
  border-left: 4px solid var(--red);
  border-radius: var(--radius-sm);
  color: var(--charcoal);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 0.95rem;
  text-transform: uppercase;
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 8px;
}
.location-pill::before {
  content: '📍';
  font-size: 0.85rem;
}
.location-pill:hover { background: var(--red); color: var(--white); border-color: var(--red); transform: translateX(4px); }

/* ============ TESTIMONIALS ============ */
.testimonials-section {
  background: var(--cream);
  position: relative;
}
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
}
.testimonial {
  background: var(--white);
  padding: 32px;
  border-radius: var(--radius);
  position: relative;
  border-top: 4px solid var(--red);
}
.testimonial::before {
  content: '"';
  font-family: Georgia, serif;
  font-size: 5rem;
  position: absolute;
  top: -10px;
  right: 20px;
  color: var(--red);
  opacity: 0.2;
  line-height: 1;
}
.testimonial .stars {
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 14px;
  letter-spacing: 2px;
}
.testimonial p {
  color: var(--grey-700);
  font-style: italic;
  margin-bottom: 20px;
}
.testimonial .author {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--grey-100);
  padding-top: 16px;
}
.testimonial .avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--red);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
}
.testimonial .author strong { display: block; color: var(--black); font-style: normal; }
.testimonial .author small { color: var(--grey-500); }

/* ============ CTA BAND ============ */
.cta-band {
  background: var(--red);
  color: var(--white);
  padding: 60px 0;
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; bottom: 0;
  background-image: repeating-linear-gradient(-45deg, transparent, transparent 30px, rgba(255,255,255,0.05) 30px, rgba(255,255,255,0.05) 31px);
}
.cta-band .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
  position: relative;
}
.cta-band h2 { color: var(--white); margin-bottom: 8px; }
.cta-band p { color: rgba(255,255,255,0.9); margin: 0; }
.cta-band .btn { background: var(--white); color: var(--red); border-color: var(--white); }
.cta-band .btn:hover { background: var(--black); color: var(--white); border-color: var(--black); }

/* ============ FOOTER ============ */
.footer {
  background: var(--black);
  color: rgba(255,255,255,0.7);
  padding-top: 64px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
}
.footer h5 {
  color: var(--white);
  font-size: 1rem;
  margin-bottom: 20px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  position: relative;
  padding-bottom: 10px;
}
.footer h5::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 3px;
  background: var(--red);
}
.footer ul { list-style: none; }
.footer ul li { margin-bottom: 10px; font-size: 0.92rem; }
.footer ul a { color: rgba(255,255,255,0.7); }
.footer ul a:hover { color: var(--red); padding-left: 4px; }
.footer-about p { font-size: 0.92rem; margin-bottom: 16px; }
.footer-about .logo { color: var(--white); margin-bottom: 16px; }
.footer-about .logo:hover { color: var(--red); }
.footer-contact div { margin-bottom: 12px; font-size: 0.92rem; }
.footer-contact strong { color: var(--white); display: block; margin-bottom: 2px; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.05em; }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 24px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  font-size: 0.85rem;
}
.partner-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}
.partner-links a {
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 500;
}
.partner-links a:hover { color: var(--white); }

/* ============ PAGE HERO (non-home) ============ */
.page-hero {
  background: linear-gradient(135deg, var(--black) 0%, var(--charcoal) 60%, var(--red-dark) 100%);
  color: var(--white);
  padding: 80px 0 60px;
  position: relative;
  overflow: hidden;
  border-bottom: 4px solid var(--red);
}
.page-hero::after {
  content: '';
  position: absolute;
  right: -100px;
  bottom: -100px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(218,41,28,0.3), transparent 70%);
}
.page-hero .container { position: relative; z-index: 2; }
.breadcrumbs {
  font-size: 0.85rem;
  margin-bottom: 16px;
  color: rgba(255,255,255,0.7);
}
.breadcrumbs a { color: var(--gold); }
.breadcrumbs a:hover { color: var(--white); }
.breadcrumbs span { margin: 0 8px; opacity: 0.5; }
.page-hero h1 { color: var(--white); margin-bottom: 16px; }
.page-hero p { font-size: 1.15rem; color: rgba(255,255,255,0.85); max-width: 700px; }

/* ============ CONTENT PAGES ============ */
.content-section { background: var(--white); padding: 80px 0; }
.content-grid {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 60px;
}
.content-main h2 { margin: 40px 0 16px; }
.content-main h2:first-child { margin-top: 0; }
.content-main h3 { margin: 28px 0 12px; }
.content-main p { color: var(--grey-700); margin-bottom: 18px; }
.content-main ul, .content-main ol { margin: 0 0 20px 24px; color: var(--grey-700); }
.content-main li { margin-bottom: 8px; }

.feature-box {
  background: var(--ivory);
  padding: 24px;
  border-left: 4px solid var(--red);
  border-radius: var(--radius-sm);
  margin: 24px 0;
}
.feature-box h4 { margin-bottom: 8px; color: var(--red); }

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin: 32px 0;
}
.benefit-item {
  background: var(--ivory);
  padding: 24px;
  border-radius: var(--radius);
  border-bottom: 3px solid var(--red);
}
.benefit-item .icon {
  width: 48px;
  height: 48px;
  background: var(--red);
  color: var(--white);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.benefit-item h4 { margin-bottom: 6px; font-size: 1rem; text-transform: uppercase; }
.benefit-item p { font-size: 0.9rem; color: var(--grey-500); margin: 0; }

.sidebar {
  position: sticky;
  top: 100px;
  height: fit-content;
}
.sidebar-card {
  background: var(--black);
  color: var(--white);
  padding: 28px;
  border-radius: var(--radius);
  margin-bottom: 24px;
  border-top: 4px solid var(--red);
}
.sidebar-card h4 { color: var(--white); margin-bottom: 16px; }
.sidebar-card p { color: rgba(255,255,255,0.8); font-size: 0.92rem; margin-bottom: 16px; }
.sidebar-card .btn { width: 100%; justify-content: center; }
.sidebar-card.cream { background: var(--ivory); color: var(--charcoal); border-top-color: var(--red); }
.sidebar-card.cream h4 { color: var(--black); }
.sidebar-card.cream p { color: var(--grey-700); }
.sidebar-card.cream ul { list-style: none; }
.sidebar-card.cream ul li { padding: 10px 0; border-bottom: 1px solid var(--grey-100); font-size: 0.9rem; }
.sidebar-card.cream ul li:last-child { border-bottom: none; }
.sidebar-card.cream ul a { color: var(--charcoal); display: flex; justify-content: space-between; align-items: center; }
.sidebar-card.cream ul a:hover { color: var(--red); }

/* ============ MOBILE ============ */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .content-grid { grid-template-columns: 1fr; }
  .sidebar { position: static; }
}
@media (max-width: 768px) {
  .nav-menu { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; background: var(--white); padding: 16px; box-shadow: var(--shadow); align-items: stretch; }
  .nav-menu.open { display: flex; }
  .nav-menu a { padding: 14px 16px; }
  .nav-menu .dropdown { position: static; box-shadow: none; opacity: 1; visibility: visible; transform: none; padding-left: 16px; max-height: 0; overflow: hidden; transition: max-height 0.3s; border-top: none; }
  .nav-menu .has-dropdown.open .dropdown { max-height: 400px; }
  .nav-toggle { display: block; }
  .hero { padding: 60px 0 80px; }
  section { padding: 60px 0; }
  .process-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .topbar .container { justify-content: center; text-align: center; }
  .cta-band .container { flex-direction: column; text-align: center; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ============ FAQ ACCORDION ============ */
.faq-section { background: var(--ivory); }
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--grey-100);
  border-left: 4px solid var(--red);
  border-radius: var(--radius-sm);
  margin-bottom: 14px;
  overflow: hidden;
  transition: var(--transition);
}
.faq-item[open] { box-shadow: var(--shadow-sm); }
.faq-item summary {
  cursor: pointer;
  padding: 20px 56px 20px 24px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.08rem;
  text-transform: uppercase;
  letter-spacing: 0.01em;
  color: var(--black);
  list-style: none;
  position: relative;
  transition: var(--transition);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  position: absolute;
  right: 24px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.6rem;
  font-weight: 400;
  color: var(--red);
  line-height: 1;
  transition: var(--transition);
}
.faq-item[open] summary::after { content: '–'; }
.faq-item summary:hover { color: var(--red); }
.faq-answer { padding: 0 24px 22px; }
.faq-answer p { color: var(--grey-700); margin: 0; }